/* THE TRUST LOAN — Form (light professional) */

.form-shell {
  padding: 2rem 0 4rem;
  position: relative;
  z-index: 1;
  min-height: calc(100vh - var(--header-h) - var(--trust-bar-h) - 120px);
  width: 100%;
  max-width: 100%;
  overflow-x: hidden;
}

.form-panel {
  max-width: 580px;
  margin: 0 auto;
  padding: 2.5rem 2rem;
  width: 100%;
  min-width: 0;
}

.dob-selects {
  display: grid;
  grid-template-columns: 1.3fr 0.8fr 1fr;
  gap: 0.75rem;
}

.dob-selects__field {
  margin-bottom: 0;
  min-width: 0;
}

.dob-selects.is-error .form-select {
  border-color: #ef4444;
}

.dob-selects.is-valid .form-select {
  border-color: var(--accent);
}

.flatpickr-current-month .flatpickr-monthDropdown-months,
.flatpickr-current-month input.cur-year {
  font-weight: 700 !important;
  border-radius: 8px !important;
  padding: 0.25rem 0.375rem !important;
  border: 1px solid #e2e8f0 !important;
  background: #f8fafc !important;
}

.flatpickr-current-month input.cur-year {
  width: 4.5rem !important;
}

.flatpickr-months .flatpickr-month {
  height: auto !important;
  min-height: 36px;
}

.date-picker-wrap {
  min-width: 0;
}

.date-picker-wrap .form-input {
  width: 100%;
}

.flatpickr-calendar {
  max-width: calc(100vw - 2rem);
}

.form-progress {
  display: flex;
  align-items: flex-start;
  gap: 0.875rem;
  margin-bottom: 2rem;
}

.form-progress__track {
  flex: 1;
  min-width: 0;
}

.form-progress__meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 0.625rem;
}

.form-progress__label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.form-progress__bar {
  position: relative;
  height: 10px;
  background: linear-gradient(180deg, #e2e8f0, #f1f5f9);
  border-radius: var(--radius-pill);
  overflow: hidden;
  box-shadow: inset 0 1px 2px rgba(15, 23, 42, 0.06);
}

.form-progress__bar-fill {
  position: relative;
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #047857, #059669, #10b981, #34d399);
  background-size: 200% 100%;
  border-radius: var(--radius-pill);
  transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  animation: progressGradient 3s ease infinite;
  box-shadow: 0 0 12px rgba(16, 185, 129, 0.45);
}

.form-progress__bar-shine {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,0.45) 50%, transparent 100%);
  animation: progressShine 2s ease-in-out infinite;
}

@keyframes progressGradient {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}

@keyframes progressShine {
  0% { transform: translateX(-100%); }
  100% { transform: translateX(200%); }
}

.form-progress__pct {
  font-size: 0.75rem;
  font-weight: 800;
  color: #047857;
  background: #ecfdf5;
  border: 1px solid #bbf7d0;
  padding: 0.2rem 0.55rem;
  border-radius: var(--radius-pill);
  font-variant-numeric: tabular-nums;
}

.form-progress__back {
  width: 40px;
  height: 40px;
  border: 1.5px solid #e2e8f0;
  border-radius: 50%;
  background: #ffffff;
  color: #64748b;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s var(--ease);
  flex-shrink: 0;
  margin-top: 1.25rem;
}

.form-progress__back:hover:not(:disabled) {
  border-color: var(--accent);
  color: var(--accent);
  background: #f0fdf4;
}

.form-progress__back:disabled { opacity: 0.3; cursor: not-allowed; }
.form-progress__back svg { width: 18px; height: 18px; }

.form-step { display: none; animation: stepIn 0.4s var(--ease); }
.form-step.is-active { display: block; }

@keyframes stepIn {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: none; }
}

.form-step__heading {
  font-size: clamp(1.25rem, 3vw, 1.625rem);
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.35;
  margin-bottom: 0.5rem;
}

.form-step__heading .highlight { color: var(--accent); }

.form-step__sub {
  font-size: 0.9375rem;
  color: var(--text-muted);
  margin-bottom: 1.75rem;
}

.form-field { margin-bottom: 1.125rem; }

.form-field__label {
  display: block;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
}

.form-field__input-wrap {
  position: relative;
}

.form-field__icon {
  position: absolute;
  left: 1rem;
  top: 50%;
  transform: translateY(-50%);
  width: 18px;
  height: 18px;
  color: #94a3b8;
  pointer-events: none;
}

.form-field__toggle {
  position: absolute;
  right: 0.625rem;
  top: 50%;
  transform: translateY(-50%);
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 50%;
  cursor: pointer;
  color: #64748b;
  padding: 0;
  z-index: 2;
  transition: all 0.2s var(--ease);
}

.form-field__toggle:hover {
  color: var(--accent);
  border-color: #bbf7d0;
  background: #f0fdf4;
}

.form-field__toggle svg {
  display: block;
  flex-shrink: 0;
}

.form-field__toggle svg[hidden] {
  display: none !important;
}

.form-input,
.form-select {
  width: 100%;
  padding: 0.9375rem 1.125rem;
  font-family: var(--font);
  font-size: 1rem;
  color: #0f172a;
  background: #ffffff;
  border: 1.5px solid #e2e8f0;
  border-radius: var(--radius-md);
  transition: all 0.2s var(--ease);
  outline: none;
}

.form-input--icon { padding-left: 2.75rem; }
.form-input--toggle { padding-right: 2.75rem; }

.form-input:focus,
.form-select:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.12);
}

.form-input.is-error { border-color: #ef4444; }
.form-input.is-valid { border-color: var(--accent); }

.form-input::placeholder { color: #94a3b8; }

.form-select {
  appearance: none;
  background-color: #ffffff;
  color: #0f172a;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2364748b'%3E%3Cpath d='M4.646 6.646a.5.5 0 0 1 .708 0L8 9.293l2.646-2.647a.5.5 0 0 1 .708.708l-3 3a.5.5 0 0 1-.708 0l-3-3a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
  cursor: pointer;
}

.form-select option {
  background: #ffffff;
  color: #0f172a;
}

.form-error {
  font-size: 0.8125rem;
  color: #ef4444;
  margin-top: 0.375rem;
  display: none;
}

.form-error.is-visible { display: block; }

.form-helper {
  font-size: 0.8125rem;
  color: var(--text-muted);
  margin-top: 0.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-options { display: grid; gap: 0.625rem; }
.form-options--2col { grid-template-columns: 1fr 1fr; }

.form-option input { position: absolute; opacity: 0; width: 0; height: 0; }

.form-option label {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 1rem;
  background: #ffffff;
  border: 1.5px solid #e2e8f0;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all 0.2s var(--ease);
  text-align: center;
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-secondary);
  min-height: 52px;
}

.form-option label small {
  font-size: 0.6875rem;
  font-weight: 400;
  color: var(--text-muted);
  margin-top: 0.25rem;
}

.form-option label:hover,
.form-option input:focus-visible + label {
  border-color: var(--accent);
  background: #f0fdf4;
  color: #047857;
  box-shadow: 0 0 0 1px rgba(5, 150, 105, 0.2);
}

.form-option input:checked + label {
  border-color: var(--accent);
  background: #f0fdf4;
  color: #047857;
  box-shadow: 0 0 0 1px rgba(5, 150, 105, 0.2);
}

.form-info {
  background: #f0f9ff;
  border: 1px solid #bae6fd;
  border-radius: var(--radius-md);
  padding: 1rem 1.125rem;
  margin-bottom: 1.25rem;
  font-size: 0.8125rem;
  color: #0369a1;
  line-height: 1.6;
}

.flatpickr-calendar {
  background: #ffffff !important;
  border: none !important;
  box-shadow:
    0 24px 64px rgba(15, 23, 42, 0.14),
    0 0 0 1px rgba(15, 23, 42, 0.06) !important;
  border-radius: 20px !important;
  padding: 1rem 1rem 0.75rem !important;
  font-family: var(--font) !important;
  overflow: hidden;
}

.flatpickr-calendar.open {
  animation: fpFadeIn 0.22s ease-out;
}

@keyframes fpFadeIn {
  from { opacity: 0; transform: translateY(6px) scale(0.98); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}

.flatpickr-months {
  padding: 0.25rem 0 0.75rem !important;
  align-items: center;
}

.flatpickr-months .flatpickr-month {
  height: auto;
  color: var(--text-primary);
}

.flatpickr-current-month {
  font-size: 1.0625rem !important;
  font-weight: 700 !important;
  padding-top: 0 !important;
  color: #0f172a !important;
}

.flatpickr-current-month .flatpickr-monthDropdown-months,
.flatpickr-current-month input.cur-year {
  font-weight: 700 !important;
  font-size: 1.0625rem !important;
  color: #0f172a !important;
}

.flatpickr-current-month .flatpickr-monthDropdown-months {
  background: transparent !important;
  border: none !important;
}

.flatpickr-prev-month,
.flatpickr-next-month {
  top: 0.35rem !important;
  padding: 0.35rem !important;
  border-radius: 10px !important;
  transition: background 0.2s var(--ease), color 0.2s var(--ease);
}

.flatpickr-prev-month:hover,
.flatpickr-next-month:hover {
  background: #f0fdf4 !important;
  color: var(--accent) !important;
}

.flatpickr-prev-month svg,
.flatpickr-next-month svg {
  fill: #64748b !important;
}

.flatpickr-weekdays {
  height: auto !important;
  margin-bottom: 0.35rem;
}

span.flatpickr-weekday {
  color: #94a3b8 !important;
  font-size: 0.6875rem !important;
  font-weight: 700 !important;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.flatpickr-days {
  width: 100% !important;
}

.dayContainer {
  width: 100% !important;
  min-width: 100% !important;
  max-width: 100% !important;
}

.flatpickr-day {
  border-radius: 12px !important;
  font-weight: 600 !important;
  font-size: 0.875rem !important;
  color: #334155 !important;
  border: none !important;
  max-width: none !important;
  height: 40px !important;
  line-height: 40px !important;
  margin: 2px 0 !important;
  transition: background 0.15s var(--ease), color 0.15s var(--ease), box-shadow 0.15s var(--ease);
}

.flatpickr-day:hover,
.flatpickr-day:focus {
  background: #ecfdf5 !important;
  color: #047857 !important;
}

.flatpickr-day.today {
  border: none !important;
  box-shadow: inset 0 0 0 2px var(--accent) !important;
  color: var(--accent) !important;
  font-weight: 700 !important;
}

.flatpickr-day.today:hover {
  background: #ecfdf5 !important;
}

.flatpickr-day.selected,
.flatpickr-day.startRange,
.flatpickr-day.endRange {
  background: linear-gradient(135deg, #059669, #10b981) !important;
  border-color: transparent !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(5, 150, 105, 0.35) !important;
}

.flatpickr-day.selected:hover {
  background: linear-gradient(135deg, #047857, #059669) !important;
}

.flatpickr-day.flatpickr-disabled,
.flatpickr-day.prevMonthDay,
.flatpickr-day.nextMonthDay {
  color: #cbd5e1 !important;
}

.flatpickr-day.flatpickr-disabled:hover {
  background: transparent !important;
  color: #cbd5e1 !important;
}

.form-actions { margin-top: 1.75rem; }

.form-btn {
  width: 100%;
  padding: 1rem 1.5rem;
  font-family: var(--font);
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border: none;
  border-radius: var(--radius-pill);
  cursor: pointer;
  transition: all 0.25s var(--ease);
  position: relative;
  overflow: hidden;
}

.form-btn--next,
.form-btn--submit {
  background: linear-gradient(135deg, #059669, #10b981);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(5, 150, 105, 0.3);
}

.form-btn--next:not(:disabled):hover,
.form-btn--submit:not(:disabled):hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(5, 150, 105, 0.35);
}

.form-btn:disabled {
  opacity: 0.4;
  cursor: not-allowed;
  transform: none !important;
}

@keyframes btnDots {
  0%, 80%, 100% {
    box-shadow: 14px 0 0 rgba(255, 255, 255, 0.35), 28px 0 0 rgba(255, 255, 255, 0.35);
    transform: translate(-50%, -50%) scale(0.85);
  }
  40% {
    box-shadow: 14px 0 0 rgba(255, 255, 255, 0.35), 28px 0 0 rgba(255, 255, 255, 0.35);
    transform: translate(-50%, -50%) scale(1);
  }
  55% {
    box-shadow: 14px 0 0 #fff, 28px 0 0 rgba(255, 255, 255, 0.35);
    transform: translate(-50%, -50%) scale(0.85);
  }
  70% {
    box-shadow: 14px 0 0 rgba(255, 255, 255, 0.35), 28px 0 0 #fff;
    transform: translate(-50%, -50%) scale(0.85);
  }
}

.form-btn.is-loading {
  pointer-events: none;
  color: transparent !important;
}

.form-btn.is-loading::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 50%;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #fff;
  animation: btnDots 1.2s ease-in-out infinite;
}

.form-btn.is-loading::after {
  display: none;
}

.form-security {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.375rem;
  margin-top: 1.25rem;
  font-size: 0.6875rem;
  color: var(--text-muted);
}

.form-security svg { width: 12px; height: 12px; color: var(--accent); }

.form-consent {
  font-size: 0.6875rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 1.25rem;
  padding: 1rem;
  background: #f8fafc;
  border-radius: var(--radius-md);
  border: 1px solid #e2e8f0;
}

.form-deposit-header { text-align: center; margin-bottom: 1.5rem; }

.form-deposit-header .amount-display {
  display: inline-block;
  margin-top: 0.75rem;
  padding: 0.5rem 1.25rem;
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: var(--radius-pill);
  font-weight: 700;
  color: #047857;
  font-size: 1rem;
}

.form-success { text-align: center; padding: 1.5rem 0; }

.form-success__icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 1.5rem;
  background: #f0fdf4;
  border: 2px solid #bbf7d0;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  animation: successPop 0.5s ease;
}

.form-success__icon svg { width: 40px; height: 40px; }

@keyframes successPop {
  0% { transform: scale(0.5); opacity: 0; }
  60% { transform: scale(1.08); }
  100% { transform: scale(1); opacity: 1; }
}

.form-success h2 {
  font-size: 1.625rem;
  font-weight: 800;
  color: var(--text-primary);
  margin-bottom: 0.75rem;
}

.form-success p {
  font-size: 0.9375rem;
  color: var(--text-secondary);
  margin-bottom: 2rem;
}

.form-success .form-btn {
  max-width: 280px;
  margin: 0 auto;
  display: flex;
  text-decoration: none;
  align-items: center;
  justify-content: center;
}

@media (max-width: 640px) {
  .form-panel { padding: 1.75rem 1rem; }
  .form-row, .form-options--2col { grid-template-columns: 1fr; }
  .dob-selects { grid-template-columns: 1fr; }
  .form-shell { padding: 1.5rem 0 3rem; }
}

@media (max-width: 480px) {
  .form-step__heading { font-size: 1.375rem; }
  .form-progress__back { flex-shrink: 0; }
}